Junior Credit Analyst

Scania is now undergoing a transformation from being a supplier of trucks, buses and engines to a supplier of complete and sustainable transport solutions.
 
Scania Finans AB is a financial services company within the business area Scania Financial Services. We offer financing and insurance of Scania products through our seven branches in the Nordic and Baltic countries. With a customer finance portfolio that exceeds 24 billion SEK, Scania Finans AB is the largest financial services company within Scania. The company has around 100 employees, of which half are located at the headquarters in Södertälje.

Job Summary
As a Junior Credit Analyst, you will work for the credit department and report to the Credit & Collection Manager. The credit department is responsible for the credit underwriting and credit risk management within Scania Finans. Currently, the credit department consists of five credit analysts. The position is based at Scania Finans head office in Södertälje, we support workplace flexibility to maximize personal productivity and work-life balance.

Responsibilities 
Your main responsibility will be to work in the daily credit underwriting process, making credit decisions for new and existing customers to Scania Finans. The role of a Junior Credit Analyst includes the following main tasks: 

• Underwrite new credit applications and modify existing credit applications within delegated credit mandate. 
• Analyze and present credit proposals for decisions by senior credit analysts and credit committees. 
• Meet customers, Scania dealers and branch offices to keep up-to-date about customers and the transport business. 
• Continuously contribute to the development of processes, systems and models that support the credit underwriting process.

Your profile 
To succeed in this position, you are really good team player and we see that you are a structured person with an analytical mindset and strong numerical skills. You have strong personal integrity and well-developed interpersonal skills. Moreover, you have/are: 

• University degree in business, economics or relevant work experience. 
• Strong knowledge of the Office application suite, especially Excel, Word and PowerPoint.
• Fluent in written and spoken Swedish and English.
• Very good communication skills in speech and writing. 
• Familiar with Power BI.
• Experience of using AI in work related tasks.  
• Working experience with making credit decisions or within financial services sector or related areas is meritorious. 
• Experience of analyzing financial statements is meritorious.  

Additional information 
For more information please contact Johan Westermark (Credit & Collection Manager), johan.westermark@scania.com .

Application
Your application should include a CV and Cover letter. Please apply no later than January 6th. A background check will be conducted for this position.

We look forward to receiving your application!